:root {
  --navy: #0f2a4a;
  --navy-2: #16406e;
  --orange: #e8722a;
  --orange-soft: #fdf0e6;
  --ink: #1c2733;
  --muted: #5b6b7d;
  --line: #e3e9f0;
  --bg: #f6f8fb;
  --card: #ffffff;
  --green: #1e7e46;
  --radius: 14px;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}
a { color: var(--navy-2); }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }

/* Header */
.site-header { background: var(--navy); color: #fff; }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; padding-top: 14px; padding-bottom: 14px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: #fff; font-weight: 800; font-size: 1.25rem; }
.brand-mark {
  width: 34px; height: 34px; border-radius: 9px; background: var(--orange);
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 900; color: #fff; font-size: 1.1rem;
}
.nav { display: flex; gap: 4px; flex-wrap: wrap; }
.nav a { color: #cfe0f2; text-decoration: none; padding: 8px 12px; border-radius: 8px; font-size: .95rem; }
.nav a:hover, .nav a.active { background: rgba(255,255,255,.12); color: #fff; }

/* Hero */
.hero { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; padding: 52px 0 44px; }
.hero h1 { margin: 0 0 10px; font-size: 2.1rem; line-height: 1.25; letter-spacing: -0.5px; }
.hero p.lede { color: #cfe0f2; font-size: 1.08rem; max-width: 640px; margin: 0 0 18px; }
.hero .badges { display: flex; gap: 10px; flex-wrap: wrap; }
.badge { background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2); padding: 6px 12px; border-radius: 999px; font-size: .85rem; color: #eaf2fb; }

/* Layout */
.main { padding: 28px 0 60px; }
.grid { display: grid; grid-template-columns: 1fr; gap: 22px; }
@media (min-width: 900px) {
  .grid.calc { grid-template-columns: 420px 1fr; align-items: start; }
}
.card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 24px; box-shadow: 0 2px 10px rgba(15,42,74,.05);
}
.card h2 { margin: 0 0 14px; font-size: 1.25rem; }
.card h3 { margin: 22px 0 10px; font-size: 1.05rem; }

/* Forms */
.field { margin-bottom: 16px; }
.field label { display: block; font-weight: 600; margin-bottom: 6px; font-size: .95rem; }
.field .hint { font-weight: 400; color: var(--muted); font-size: .85rem; display: block; margin-top: 4px; }
.input-euro { position: relative; }
.input-euro span { position: absolute; left: 12px; top: 50%; transform: translateY(-50%); color: var(--muted); font-weight: 600; }
input[type="number"], input[type="text"] {
  width: 100%; padding: 12px 12px 12px 12px; border: 1.5px solid var(--line);
  border-radius: 10px; font-size: 1.05rem; font-family: inherit;
}
.input-euro input { padding-left: 30px; }
input:focus { outline: none; border-color: var(--navy-2); box-shadow: 0 0 0 3px rgba(22,64,110,.12); }
.check { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 12px; cursor: pointer; font-size: .95rem; }
.check input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--orange); flex-shrink: 0; }

/* Results */
.result-hero { background: var(--navy); color: #fff; border-radius: 12px; padding: 20px; margin-bottom: 18px; }
.result-hero .k { font-size: .85rem; color: #b9cde4; text-transform: uppercase; letter-spacing: .6px; }
.result-hero .v { font-size: 2.2rem; font-weight: 800; margin: 2px 0; }
.result-hero .s { color: #b9cde4; font-size: .95rem; }
.kv { display: flex; justify-content: space-between; gap: 12px; padding: 9px 0; border-bottom: 1px dashed var(--line); font-size: .97rem; }
.kv:last-child { border-bottom: none; }
.kv .k { color: var(--muted); }
.kv .v { font-weight: 700; text-align: right; }
.kv .v.pos { color: var(--green); }
.kv .v.neg { color: #b3261e; font-weight: 600; }
.compare { background: var(--orange-soft); border: 1px solid #f3d9bd; border-radius: 12px; padding: 16px 18px; margin-top: 16px; }
.compare h3 { margin: 0 0 8px; font-size: 1rem; color: #9a4d12; }
.warn { background: #fff8e6; border: 1px solid #ecd27a; border-radius: 12px; padding: 14px 16px; margin-top: 16px; font-size: .93rem; color: #6b5510; }
.hidden { display: none !important; }

/* Content */
.prose h2 { margin: 34px 0 10px; font-size: 1.4rem; letter-spacing: -0.3px; }
.prose h3 { margin: 22px 0 8px; font-size: 1.1rem; }
.prose p, .prose li { color: #33404f; }
.faq { margin-top: 10px; }
.faq details { background: var(--card); border: 1px solid var(--line); border-radius: 10px; padding: 14px 16px; margin-bottom: 10px; }
.faq summary { font-weight: 700; cursor: pointer; }
.faq details p { margin: 8px 0 0; font-size: .95rem; }
.tool-cards { display: grid; grid-template-columns: 1fr; gap: 16px; margin-top: 20px; }
@media (min-width: 700px) { .tool-cards { grid-template-columns: 1fr 1fr 1fr; } }
.tool-card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; text-decoration: none; color: inherit; display: block; transition: transform .12s ease, box-shadow .12s ease; }
.tool-card:hover { transform: translateY(-2px); box-shadow: 0 8px 22px rgba(15,42,74,.1); }
.tool-card h3 { margin: 0 0 8px; color: var(--navy); font-size: 1.05rem; }
.tool-card p { margin: 0; color: var(--muted); font-size: .92rem; }
.cta { display: inline-block; background: var(--orange); color: #fff; font-weight: 700; padding: 12px 22px; border-radius: 10px; text-decoration: none; margin-top: 14px; }
.cta:hover { background: #cf611f; }
.ad-slot { margin: 26px 0; text-align: center; }
.disclaimer { font-size: .85rem; color: var(--muted); background: #eef2f7; border-radius: 10px; padding: 12px 16px; margin-top: 24px; }
.src { display: inline-block; font-size: .82rem; color: var(--navy-2); margin-top: 8px; }
.prose ul li { margin-bottom: 8px; }

footer { background: var(--navy); color: #b9cde4; padding: 30px 0; font-size: .9rem; }
footer .wrap { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
footer a { color: #eaf2fb; }